How to safeguard our personal and financial data?

Nowadays, online shopping is a common and easy way to buy and sell things through the Internet. But how do we safeguard our personal and financial data in the process of conducting online transactions? In e-commerce, there is alwayas the risk of personal information being stolen by seller or third party that can benefit from these information. So ways of safeguarding personal information will be the important issue that we have to consider in the process of e-commerce.

Always shop at a secure website. A secure website will have encryption technology. Encryption scrambles the information that a person sends through the website such as credit card number and only the authorized person can unscramble the information to continue the transaction. This can prevent third party from accessing the information from the website and even if they managed to obtain it, it is still in an unscrambled form which is meaningless.

After placing an online order, remember to always print a copy of your order. It should include customer information, product information and the confirmation number. You should also print out a copy of the website that described your order that includes the company name, phone number, postal address and legal terms as evidence when you want to return the product under a warranty policy.

Another important thing is to keep your password private. It is strongly recommended to have a credit card that is specially for online transaction use. Most of the reputable websites will require you log in before placing your order. They usually require a user name and password. Never use commonly known information when selecting a password such as birth date, identity card number or phone number. A good and secure password should include both numbers and letters.

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Ab0uT uS

This blog is created for the purpose of our Universiti Tunku Abdul Rahman (UTAR)'s E-Commerce subject for the May 2009 trimester. The 4-week posts will feature various e-commerce related topics. The members are: a new guy in Group 4, a girl whose name sounds 'risky', a 'fat' girl who is not fat, and Gloria the girl who's named after an animated hippo

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